No Doc Real Estate Loans for Investment Properties
Flexible financing solutions for residential, multifamily, and mixed-use investment properties, without income verification, tax returns, or traditional employment documentation.
- No Income Verification
- No Minimum Credit Score
- No Tax Returns Required
- No Credit Pull Required
Streamlined Capital
Understanding No Doc Real Estate Loans
No Doc Real Estate Loans are designed for real estate investors who may not qualify through traditional income-based lending programs. Instead of relying on tax returns, pay stubs, employment verification, or income documentation, these programs focus primarily on the investment property and the overall strength of the transaction.
It’s important to understand that “No Doc” refers specifically to no income documentation requirements. Investors are not required to provide tax returns, bank statements for income verification, or proof of employment. However, standard legal, entity, and property-related documents are still required as part of the normal lending process for any real estate loan.
Whether you’re purchasing or refinancing residential, multifamily, or mixed-use investment properties, No Doc investment property loans can offer a more flexible path to financing while eliminating many of the barriers associated with conventional lending.
What Makes Our No Doc Loans Different?
Both No Doc programs share several investor-friendly features designed to simplify the financing process and eliminate many of the requirements associated with traditional lending.
No Bank Statements
No Tax Returns
No Income Documentation
No Verification of Funds
Foreign Nationals Qualify
Appraisal Required by Lender
Must Close in Domestic LLC
No Prepayment Penalty
Standard No Doc Loan
Nationwide Funding
Except: AZ, MN, ND, NV, OR, SD, UT, VT
Program Highlights
- $200,000.00 – $20,000,000.00 Loan Amounts!
- No minimum qualifying credit score!*
- 1 Year Term!
- Type properties includes: Single family, 2-4 units, condo’s, townhomes, multifamily 5+ units and mixed use!
- Up to 55% – 60% LTV!
- No bank statements!
- No tax returns!
- Prior foreclosure / bankruptcy OK!
- Prior late payments OK!
- No verification of funds!
- Must close in the name of a domestic LLC or Corporation!
- No prepayment penalty!
- Foreign nationals also qualify for funding!
- Appraisal is required and ordered by lender!
- Refinance transactions must close with lenders designated attorney! Purchase transaction can use closing agent as cited in purchase contract!
*This program does not provide renovation funding.
*All transactions reviewed and approved on a case by case basis.
*Credit report is reviewed to determine final interest rate offer – not for qualification purposes.
Premier No Doc Loan
Nationwide Funding
Except: AZ, ID, MN, ND, NV, OR, SD, UT, VT
Program Highlights
- $200,000.00 – $10,000,000.00 Loan Amounts!
- No Minimum Credit up to 50% LTV!
- 600–649 Credit up to 60% LTV!
- 650+ Credit up to 75% LTV!
- Seller Held Financing Allowed With Minimum 10% Downpayment!
- Purchase, Cash Out Refinance and Rate & Term!
- REHAB FUNDING ALLOWED for single family, 2-4 units, multifamily and mixed use properties. REVIEWED ON A CASE-BY-CASE BASIS!
- For multifamily 5+ units and mixed use properties, minimum 70% current occupancy required!
- Commercial properties are 30 Year Financing only!
- Type properties include: Single family, 2-4 units, condo’s, townhomes, multifamily 5+ units, mixed use, office, retail, warehouse, self-storage, auto and more!
- No bank statements!
- No tax returns!
- No Income Docs!
- No verification of funds!
- Seller contributions to buyers closing cost OK!
- Foreign nationals also qualify for funding!
- Appraisal is required and ordered by lender!
*All transactions reviewed and approved on a case-by-case basis.
Our Footprint
States We Fund In
Not all loan products are available in each state