Transactional Funding for Real Estate Wholesalers
Close your wholesale real estate transactions without using your own cash. Investor Rehab Funding provides short-term transactional funding for qualified double-closing transactions nationwide.
- 100% Purchase Financing Available
- No Credit Pull Required
- No Appraisal Required
What Is Transactional Funding?
Transactional funding is a short-term financing solution designed specifically for real estate wholesalers who intend to immediately resell a property to another investor through a double-closing transaction.
Rather than holding or renovating the property, the wholesaler uses transactional funding to complete the initial purchase and then sells the property to the end buyer, often within the same day or closing period. This allows investors to complete transactions that may not permit contract assignments or assignment fees.
This program helps wholesalers close deals quickly, protect their profits, and complete transactions that would otherwise be difficult to structure using traditional financing methods.
Fast, Flexible Capital
Program Highlights
Funding designed exclusively for wholesale double-closing transactions.
100% Financing Available
Includes purchase price, closing costs, and transaction fees. Loan amounts from $25,000 to $1,000,000.
No Financial Verification
No employment verification, no income documentation, no bank statements, and no liquid asset verification required
No Credit or Appraisal
No credit check required. No appraisal required. Prior bankruptcy, foreclosure, and short sale are considered.
No Upfront Fees
No upfront lender fees. All transaction costs are built directly into the transparent funding structure.
No Prior Experience
New wholesalers are welcome. No prior experience is required to secure funding for your transaction.
Business Entity Closing
All transactions must close in a business entity name to ensure professional compliance
What You Need to Qualify
To obtain transactional funding, a qualified end buyer must already be in place before funding can be approved. Because transactional funding is designed specifically for wholesale double-closing transactions, certain requirements must be met to ensure both sides of the transaction can close successfully.
- A qualified end buyer must be committed to purchase the property
- Transaction must be structured as a simultaneous back-to-back closing
- Both A-B and B-C purchase contracts must be fully executed
- Transaction must close in a business entity name
- Business entity ownership documents are required
- Government-issued identification is required
- Minimum five business days advance notice before closing
- Both closings must be completed through our designated title company or closing attorney
Funding Costs & Fees
Investor Rehab Funding provides 100% financing of the purchase price, eligible closing costs, and approved transaction-related expenses. All lender-related fees are added to the payoff amount, reducing the amount of cash required from the wholesaler at closing.
Standard Fees
Origination Fee
3% of total cash required to close or $4,995, whichever is greater.
Administration Fee
$1,295
Transaction Fee
$750 or 1% of the transaction amount, whichever is greater.
Processing Fee
$100
Important Note: All fees are reviewed as part of the transaction structure and are included in the funding package. Contact our team for a detailed review of your specific deal and estimated closing costs.
States We Fund In
Not all loan products are available in each state
Knowledge Center
Frequently Asked Questions
What is transactional funding?
Do I need good credit to qualify?
Do first-time wholesalers qualify?
Can I assign the contract instead of using transactional funding?
How quickly can a transaction be funded?
Can foreign nationals use this program?
Ready to Close Your Next Wholesale Deal?
Get fast transactional funding for your next wholesale transaction.